ROYAL INS. CO. OF AMERICA v. THOMAS, 879 So.2d 1144 (Ala. 2003) ROYAL INSURANCE COMPANY OF AMERICA v. Sandra Hill THOMAS et al. 1011518.Supreme Court of Alabama. October 3, 2003. Appeal from the United States District Court for the Northern District of Alabama, No. 00-AR-3496-J, William M. Acker, Jr. J.Page 1145 [EDITORS’ NOTE: THIS PAGE […]